GOLDBACH LAW BLOG
Learn more about bankruptcy law, debt collection, and more. Free tips and checklists to help you better plan and manage your bankruptcy decision.
Are you using your Independent Contractor Correctly?
I often receive calls that begin with this story: “We had the maintenance guy do this project for us a year or two ago, and we really liked him, so we kept him on. We just 1099 him each year. No problem with that, right?” Then I say, “If you are not his employer, then...
Racial Discrimination: BWW Restaurant Sued
Can a company where 70% of the employees are African-American lose a racial discrimination lawsuit for not hiring African-Americans? This is the question being asked in a case involving a Buffalo Wild Wings restaurant at the Hartsfield-Jackson Airport in Atlanta. The...
Top 10 Reasons for Declaring Bankruptcy
Have you ever wondered some of the reasons for declaring bankruptcy? Is it simply irresponsibility and overspending? The answer is no! While that is certainly the case for about 15% of people, generally bankruptcy is a result of an unexpected medical event or job...
Credit Score Is Important
Every time you apply for a loan, sign up for a credit or store card or rent an apartment, the other party in the transaction will check your credit score. That said, it’s obvious why your credit score is important. The purpose of this score is to give companies a way...
Not Paid for Hours Worked?
If you’re an hourly worker, both state and federal law require that your employer pay for all the hours you work. Unfortunately, some companies try to squeeze extra “off-the-clock” time from their workers to save money, so employees are not paid for hours worked. On...
Sign a Release When Fired?
If you are ever fired or laid off, your employer may ask you to sign a release. The intention of this release is for you to give up your right to sue the company in exchange for a benefit you are not already owed—typically a severance payment. Read on for more details...
Strip Second Mortgage
Do you owe more on your house than what it’s worth? Do you have more than one mortgage loan? If you answered yes to both questions, you may be able to eliminate some of that debt through bankruptcy and strip second mortgage—without giving up your house! Unlike credit...
Pregnant Employees and Employment Law
In May of this year, the United Nations reported that only three countries in the world do not provide paid maternity leave to its pregnant employees: Papua New Guinea, Oman and the United States. Obviously, this is an area of great concern for many families, and...
Bankruptcy Myths Busted
Too often, people hesitate to file for bankruptcy because they’re worried it will result in consequences that may not exist. This week we bust six common bankruptcy myths! Filing Bankruptcy Myths Misconception: Even though it’s been almost 10 years, some people...
