GOLDBACH LAW BLOG

Conventional wisdom says that it is nearly impossible to obtain a discharge of student loan debt in bankruptcy. Indeed, Section 523(a)(8) expressly excepts student loans from discharge, unless the exception of such indebtedness from discharge would impose an undue...

Stop Mortgage Fraud 5 Tips to Avoid Being Scammed Don't pay up-front fees. Foreclosure consultants are prohibited by law from collecting money before services are performed. Don't ignore letters from your lender or loan servicer. Responding to those letters is your...

It has been seven years since the national housing bubble burst, and in that time millions of  homes have been repossessed due to foreclosure.  California leads the country in that regard. But what your bank doesn't want you to know is this: you may be able to fight...

Small business bankruptcy happens. Sometimes small business firms don't make it. They fail financially for various reasons and find themselves faced with deciding if bankruptcy is necessary. Bankruptcy is a process you go through in federal court that is designed to...

Bankruptcy. A Chapter 7 bankruptcy (liquidation) does not disqualify a borrower from obtaining an FHA-insured mortgage if at least two years have elapsed since the date of the discharge of the bankruptcy. Additionally, the borrower must have re-established good credit...

If you have a prior Chapter 13 bankruptcy case within two years, and it was also discharged, then you won't be able to receive another one until at least two years have passed. For a Chapter 7 bankruptcy, you will need to wait at least four years after a discharge to...

Here is some introductory information on the effects filing for Chapter 7 bankruptcy will have on your home. Mortgage Payments It's in your best interest to continue making mortgage payments on your home even if you will be filing for Chapter 7 bankruptcy, unless you...

Foreclosures A common reason that individuals file for Chapter 13 bankruptcy is to stop a foreclosure action against their home. A foreclosure can be temporarily stopped with a Chapter 7 bankruptcy, but in a Chapter 13 the foreclosure may be permanently stopped (with...

One of the most beneficial aspects of filing for Chapter 13 bankruptcy is the Automatic Stay. This is an order from the court that goes into effect as soon as you file, protecting you from collection actions by creditors. The automatic stay prevents your creditors...