Myths About Bankruptcy

Most people have a negative association with the word bankruptcy.  However, often what you heard is misleading and misinformed statements from people who are not well versed in bankruptcy law. Many very successful people and businesses have filed bankruptcy and have...

Chapter 13 Bankruptcy Basics

Some of the Simple Benefits of Chapter 13 Even in a simple Chapter 13 case, you could: 1) catch up on your mortgage arrearage, have up to 5 years to do so, while continuously being protected from foreclosure; 2) possibly “strip” off a second or third mortgage from...

Bankruptcy Basics

1. Bankruptcy Stops Creditors From Collection Actions Against You Your Creditors must stop all collection activity immediately upon the filing of your Bankruptcy case. A legally enforceable “stay” is triggered when you file for Bankruptcy. The Bankruptcy Stay STOPS:...

Chapter 7 Impact on Credit

Although I am not a credit score expert, I do understand what impact certain negative events have on your credit. Most credit scoring experts indicate that bankruptcy will reduce your credit score about 200 to 300 points regardless of when you filed. If you have a...

How Bankruptcy Will Affect Your Mortgage

A major concern for most homeowners who are contemplating Chapter 7 or Chapter 13 bankruptcy is how the bankruptcy will affect their mortgage. The good news is that your mortgage company cannot raise your interest rate or change other terms of your loan to punish you...

Goldbach Law Group specializes in

Chapter 7, 11, and 13 Bankruptcies

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Whittier, California 90601

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