Debt Consolidation

Debt consolidation is a way to receive one single loan to pay off small debts, which allows you to have a single monthly payment as opposed to several. The ultimate goal with debt consolidation is to lower your interest rate and monthly payment all while you are also...

Misclassified Employee

Misclassified employees such as independent contractors are a serious problem in the labor and employment field. This unfair practice has been going on for a long time and unfortunately, a lot of people are getting away it. The reason this is such a problem is because...

Bankruptcy Means Test

A bankruptcy means test is a test that determines whether your income is low enough for you to qualify for a Chapter 7 bankruptcy. In other words, if your income is too high you may file for a Chapter 13 bankruptcy.The reason a bankruptcy means test exists is to limit...

Setting Goals

The purpose of setting goals is to be able to create the lives we want. What are some of your goals? Do you want to be successful, healthy, debt free, perhaps all of the above? Setting goals can often times be unrealistic. This happens for a few reasons; people don’t...

Filing Bankruptcy

If you and/or your loved ones are in an unfavorable financial position i.e. buried in debt,   keep in mind that filing bankruptcy affords you a great opportunity for cleaning the slate. It can be intimidating, especially if it is your first time, but we have put...

Goldbach Law Group specializes in

Chapter 7, 11, and 13 Bankruptcies

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