Applying For A Home Mortgage After Bankruptcy

Qualifying for a home mortgage with a bankruptcy on your credit history requires time and money. Yet by understanding the requirements to get a mortgage after a bankruptcy and by carefully rebuilding your credit standing, you can apply for a loan and buy a home. Your...

Chapter 13 Bankruptcy Process, Duration and Effect on Credit

Most people considering Chapter 13 bankruptcy realize that filing for bankruptcy will affect their credit. But many people wonder about the specifics: how long Chapter 13 bankruptcy lasts, how it works, and how specifically it’s likely to affect a filer’s credit....

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy In a Chapter 13 bankruptcy proceeding, the debtor keeps all assets and creates a plan to repay debts within a three-to-five year time period. The repayment plan must be approved by the court. Once approved, the debtor makes payments to a...

Is Filing Bankruptcy An Alternative to Foreclosure

Many homeowners don’t want to face foreclosure. When they fail to pay for their mortgages for at least 4 months, homeowners are faced with foreclosure. Some lenders will be open to negotiations but there are other lenders who refuse to give better payment terms. This...

Bankruptcy Basics

Whether you’re up to your neck in loans, out of work or stretching one small paycheck to meet ever-growing obligations, nearly everyone occasionally flirts with the idea of ditching their debt. But the reality of bankruptcy is that it’s a complicated legal...

Goldbach Law Group specializes in

Chapter 7, 11, and 13 Bankruptcies

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