The Basics of Chapter 13 Bankruptcy

Chapter 13 is a type of bankruptcy that allows debtors to reorganize in an attempt to pay back their debts over a certain time period. Before filing for Chapter 13, you should contact a bankruptcy firm in your area and speak with a bankruptcy lawyer to see if Chapter...

Cramdowns in Chapter 13 Bankruptcy

A “cramdown” in a Chapter 13 bankruptcy allows you to reduce the principal balance of a debt  to the value of the property it is secured by.  By taking advantage of a Chapter 13 cramdown, you may be able to save your car, investment real estate, or certain...

Chapter 7 Bankruptcy Basics

Bankruptcy is a process that gives a you a financial fresh start, freeing you from overwhelming debt burdens. Chapter 7, also called “liquidation” or “straight bankruptcy,” is what many people connect with a bankruptcy case. As a debtor, your...

Chapter 13: Wipe out 2nd trust deed and debt consolidation

We have dedicated our practice to clients in financial distress.  We have assisted thousands of people resolve their financial problems ranging from mounting credit card debt to those facing foreclosure of their homes.  We understand the multiple concerns and fears of...

Bankruptcy May Be A Solution To A Financial Crisis…

Last week we discussed debts, lawsuits and judgments creditors can have against a debtor. . . What if the debtor doesn’t have the money to pay off these debts? This type of situation can occur when there has been a loss of a job, the inability to work due to an injury...

Goldbach Law Group specializes in

Chapter 7, 11, and 13 Bankruptcies

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