Debts That Remain After a Chapter 7 Discharge

You decided to file for bankruptcy and get a fresh start thinking that this will wipe out all of your debts and problems. But this is not always the case, because the process of bankruptcy discharges only certain debts. The availability of discharge depends on the...

Involuntary Bankruptcy Petition Filing Requirements

When is time to start Involuntary Bankruptcy? Here are some situations that tell you when is the time to start the petition for involuntary bankruptcy against a debtor: The debtor is not paying debts, but has assets from which those debts can be paid, this is the most...

Involuntary Bankruptcy and How It Works?

Let’s look at the other side of the bankruptcy filing process, at the creditor’s side, people who let you cross the limit and take more money than allowed. Even if some of you think that if you don’t want to file for bankruptcy no one can make you do it,...

How to Find a Good Bankruptcy Trustee?

Everyday spending, bills and obligations make people lose track of how much they have spent and when they have reached the limit. Suddenly using the credit cards, enjoying life and irrational spending becomes a problem. People are calling you on the phone, coming to...

How to Stop Wage Garnishment

If you happen to owe a creditor money and are not able to make the payments, your lender may take matters into their own hands and attempt to garnish your wages. If a creditor was to garnish your wages this means that around 25% of your regular paycheck will be taken...

Bankruptcy Exemptions

Bankruptcy exemptions keep some of your assets from being taken away from you. While some bankruptcy exemptions exist to protect your personal property, such as an automobile or home, other bankruptcy exemptions exist to protect a specific asset’s entire value or a...

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Chapter 7, 11, and 13 Bankruptcies

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