Bankruptcy Means Test

A bankruptcy means test is a test that determines whether your income is low enough for you to qualify for a Chapter 7 bankruptcy. In other words, if your income is too high you may file for a Chapter 13 bankruptcy.The reason a bankruptcy means test exists is to limit...

Setting Goals

The purpose of setting goals is to be able to create the lives we want. What are some of your goals? Do you want to be successful, healthy, debt free, perhaps all of the above? Setting goals can often times be unrealistic. This happens for a few reasons; people don’t...

Filing Bankruptcy

If you and/or your loved ones are in an unfavorable financial position i.e. buried in debt,   keep in mind that filing bankruptcy affords you a great opportunity for cleaning the slate. It can be intimidating, especially if it is your first time, but we have put...

Discharge Student Loans: Is it Possible?

Bankruptcy is designed to provide debtors with a fresh start. Typically, you’ll have the option of discharging most of your debts, setting up a feasible repayment plan or wiping out unsecured debt while continuing to make payments on your home and other secured...

Are you using your Independent Contractor Correctly?

I often receive calls that begin with this story: “We had the maintenance guy do this project for us a year or two ago, and we really liked him, so we kept him on. We just 1099 him each year. No problem with that, right?” Then I say, “If you are not his employer, then...

Goldbach Law Group specializes in

Chapter 7, 11, and 13 Bankruptcies

Goldbach Law Group Is Proud Member Of These Organizations

OFFICE LOCATIONS