The Ins and Outs of Wage Garnishment

Many debtors going through financial difficulties may have questions about wage garnishments, what they are, what wages can be garnished and if bankruptcy protects you from the garnishment?  The rules surrounding wage garnishments differ from state to state as both...

New California Employment Laws For 2017

As the New Year comes upon us so do many changes in the law.  Specifically, there are six new employment laws that employers should pay attention to and consider updates to company policies and handbooks. New California Employment Laws Wage Discrimination (AB 1676)...

Chapter 13 Debt Reliefs

Filing Chapter 13 bankruptcy will allow you to create an individual plan to repay all or part of your debts.  With a Chapter 13 bankruptcy you will also be afforded the ability to repay your debts over three to five years.  The exact time will be dictated by the Court...

My Lender Wants Me to Short Sale

If you are underwater on your mortgage your lender may approach you and inquire about a short sale.  You may be wondering what a short sale is and if you should do it? Or you may wonder if you can do a short sale after Chapter 7 bankruptcy?  First things first, you...

Preparing For Your Bankruptcy Creditor Meeting

You have successfully filed your Chapter 13 or Chapter 7 bankruptcy papers and are now wondering what’s next. Approximately twenty to forty days after filing and paying the court filing fees, the bankruptcy court will schedule a meeting of the creditors.  The first...

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