American Disabilities Act

According to the American Disabilities Act an individual is considered to have a disability if he or she has a “physical or mental impairment that substantially limits one or more major life activities.” Public individuals are required by the American Disabilities Act...

Worker’s Compensation

It is estimated that approximately five percent of workers’ compensation cases actually go to trial. Workers’ compensation disagreements can be resolved through either a settlement or a trial. The term “evidentiary hearing” is an accurate description of a workers’...

Insolvency

Insolvency is the state of being when a person, family or company is behind on bills and is unable to pay their lenders back on time. There are two primary types of insolvency: cash flow and balance sheet. In cash flow insolvency, a debtor lacks the ability to pay...

Debt Collectors

Prepare yourself for any actions that debt collectors may take and be aware of what they are legally allowed to do so that you can be ready if/when they take any action(s) that should not happen. Debt collectors are not permitted to contact you (the debtor) before 8...

Student Loan Debt

Can you imagine what the world would look like if student loan debt was dischargeable under bankruptcy laws? Currently, student loan debts are not dischargeable. A lot of people believe that allowing student loan debt to be dischargeable would be irresponsible and...

Predatory Lending

Predatory lending occurs when borrowers of a loan are led into a transaction that is different than what they expected. Predatory lending inflicts unfair loan terms on potential borrowers. Predatory lending benefits the lender, not the borrower, and ignores the...

Goldbach Law Group specializes in

Chapter 7, 11, and 13 Bankruptcies

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