Insolvency

Insolvency is the state of being when a person, family or company is behind on bills and is unable to pay their lenders back on time. There are two primary types of insolvency: cash flow and balance sheet. In cash flow insolvency, a debtor lacks the ability to pay...

Debt Collectors

Prepare yourself for any actions that debt collectors may take and be aware of what they are legally allowed to do so that you can be ready if/when they take any action(s) that should not happen. Debt collectors are not permitted to contact you (the debtor) before 8...

Student Loan Debt

Can you imagine what the world would look like if student loan debt was dischargeable under bankruptcy laws? Currently, student loan debts are not dischargeable. A lot of people believe that allowing student loan debt to be dischargeable would be irresponsible and...

Predatory Lending

Predatory lending occurs when borrowers of a loan are led into a transaction that is different than what they expected. Predatory lending inflicts unfair loan terms on potential borrowers. Predatory lending benefits the lender, not the borrower, and ignores the...

Workplace Stress

Workplace stress usually comes in the physical form, caused by repetitive movements that affect the body, but in some cases workplace stress can result in mental or emotional injury. Physical workplace stress is easy to identify. Examples of physical workplace stress...

Goldbach Law Group specializes in

Chapter 7, 11, and 13 Bankruptcies

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